Steve Jobs: Before the Turtleneck

Art of Living : So what Project

Heard this first time during my first and so far last satsang at Art-Of-Living. Since then I've been looking for original in female vocals. Anybody?

Attitude is Altitude

Got Insurance? Get it now !!

Insurance is not an investment. Basically, Insurance financially secures your dependant or yourself when something unfortunate happens to you or your assets respectively.

Major types of insurance you should consider....

What?	Life Insurance	Health Insurance	Auto Insurance	Mortgage Insurance
Why?	Financial security for your dependant after you	Financial assistance on major medical expense	Financial assistance to handle accidental damages on your automobile	Saving your dependant from any of your outstanding loan liability after you
Where?	General Insurance provider (LIC, SBI, ICICI, HDFC, TAT AIG, ING VYASYA)	Insurer with good hospital coverage near your area	Bajaj Capital, Oriental etc. First few months along with auto purchase	Most Housing Loan provider has type with Insurer with additional premium
When?	Start early for lower premium	At least start before age 30	On Auto Purchase	On Large Loan ie. Housing Loan
How Much?	100 x Monthly Income	Yearly Income	On actual damage (All damages are NOT covered)	Equal to outstanding loan
How Long?	Long Term or Whole Life	Whole Life	5-10 yrs	Outstanding Loan period
What more?	Endowment, Accidental death benefit, Annuity, Disability Income, Dividend Options	Cashless payment, Hospitalization income benefit	-	-

Simple Steps to get Insurance

Quick Guide: Investment Options in India

Here is quick guide to supplement my previous post on Investment options in India.

Bank FDs	Average Gain (annual) 7-8%	Key Points Slow and Steady
FMPs	6-9%	Slow and Steady
Debt Funds	7%	Slow and Steady
Post Office Schemes	6.5-8%	Tax,
PPF	8.00%	Tax, Long term
NSC	8%	Tax, Medium term
Equity	15-20%	Risky, Need market knowledge
Mutual Funds	10-15%	Risky, SIP, For everybody
ELSS	10-15%	Tax, Market linked
Balance Funds	10%	Moderate, Market linked
ULIP	10%	Tax, Insurance
Moneyback/ Endowment plans	5-6.5%	Tax, Insurance, Cash Value
Real Estate	5-15%	Long term, larger capital
Commodities	5-15%	Cyclical, Hedging inflation
Gold	5-10%	High, Hedging inflation
LEGENDS
- High Risk
- Moderate
- Low Risk

Effective Advertising - Danger of Using Mobile phone while driving

Web address in indian languages soon..

Domain Name,’ the unique identity to access the web, currently only with Latin characters, will be introduced in Indian languages in India by June 2010.

C-DAC, GIST, P7une, in close association with DIT and with contributions from C-DAC Kolkata and Thiruvananthapuram have evolved a policy document for International Domain Names in Indian languages.

Over three years, out of 22 scheduled Indian languages, work on 14 major languages has been completed. The remaining eight languages would be taken up soon

The awareness workshop for availability of domain names in Indian languages, was an effort of the DIT, Govt of India, C-DAC (Centre for Development of Advances Computing) and NIXI (National Internet Exchange of India - the designated registry in Domain Names.

However, the fact remains the majority of keyboards are not designed to input local languages. So it would be interesting to see how this development is successful in converting "Non users" to internet users.